PERSONAL INSURANCE


Plansure PERSONAL INSURANCE

It’s about protecting you and the people you love and providing that safety net to prevent you from falling backwards.

Plansure offers a proven and comprehensive array of risk-protection solutions personalised for you. Our advice and risk-protection products covers;

Life Insurance

It’s in the case of the unthinkable; life cover pays a lump sum if you die or become terminally ill.
For what amount should I be insured?
We can advise on more accurate figures by assessing your individual needs and financial responsibilities. For a rough idea look at paying out debt, leaving money for your family to live on and funeral and medical costs.

Total and Permanent Disablement

This cover is designed to pay a lump sum if you become totally and permanently disabled. For what amount should I be insured? We can advise on more accurate figures by assessing your individual needs and financial responsibilities. A very general idea would be to look at paying out debt, having money to continue your standard of living and cover medical costs.

Trauma Insurance

Trauma cover or critical illness pays a lump sum in the event of a specified medical condition. Over 40 conditions are covered including Alzheimer’s, cancer, blindness and server burns.
• Did you know that Australia has the highest incidence of melanoma in the world?
• Did you know that Diabetes is the sixth highest cause of death by disease in Australia?
For what amount should I be insured?
Everyone is different, and this is why you need to seek advice. There are many factors that we take into consideration, so if you would like an idea, please let us know and we can direct you to some on-line calculators or better still have a chat with you.

Insurance protection

Insurance protection can provide you with a replacement income generally up to 75% of your normal income, payable until you reach age 65. Benefits can be indexed each year to keep pace with inflation.
Income protection insurance can cover you for accidents, illnesses, even sporting injuries that occur at any time, 24 hours a day, seven days a week, anywhere in the world. Policies can be guaranteed renewable, which means that no matter how your health changes or how many claims you have made, you will be guaranteed renewal.

Premiums are also tax deductible.