What is financial planning?

What do we actually do? We create game plans for life so you don’t have to worry about money. A common phrase we often hear new clients is, “I have no idea what I need to do, but I know I need to do something”. As financial strategists, we help you to not only “do something” but really make the most of what you have and build the foundation for everything you do in life. Money goes beyond facts and figures. It is very emotional and can cause some of the biggest stresses within our lives. Our aim? We want you to be able to live your life without worrying about money.

Step one - tell us what you want (what you really, really want)

Ok so here it is. You need a “why”. It’s all well and good to say, “I need to be better with my money/I should save more/I have no idea about my finances/I think I should start being a real grown-up” BUT if you don’t have a reason, a goal, a “why”, then it’s going to be very hard to stick to your strategy.

The first thing we do is sit down with you and have a good, honest discussion about your current situation and what you really want. Want to pay off your mortgage ASAP? Want enough money to go on regular holidays? Want to never have to worry about money again? Sometimes people feel that this kind of goal is not realistic. But why not? It absolutely is achievable! Step out of your comfort zone and allow yourself to dream a little bit. Anything is possible with a plan.

Step two - the ground work

This is a big one. We gather all of the information about your financial life needed to create your strategy. This involves us getting to know you - really know you. We put on our research hat to collate your information so that we can fully understand your financial situation.

Step three - we gotta work it out

This is when we create your unique strategy. Once we have all of the information about your financial situation we can get to the good part. We look at the whole picture of your financial life and then where you want to be. What will it take to get you to where you want to be? There is a way and we will find it!

Step four - the big reveal

Now you get to sit down and see the magic where we have turned your goals (or dare we say, dreams?) into reality. You get to see a picture of where you are and HOW you are going to reach your goal.

Step five - let’s do this

Now that we’ve presented your strategy we have to get the wheels in motion. This can involve a fair bit of paperwork and follow up but GOOD NEWS: We do it all for you.

Step six - you’re on the way

Once your strategy has been implemented, you start living the exciting part - building and working towards your goal. This is where you start to see the fruits of your hard work. Step by step, you will work towards achieving your goals.

Step seven - stay on track

We’ve created your strategy and put this in place… Remember, life is not set and forget; it constantly changes. It is vital that we continue to review and evaluate your strategy to keep you on track. We’ve done all this hard work together… let’s make sure it’s all worth it!